Prioritize local reference collection and record the licence-free local-only override

MEMORY.md

@@ -4,6 +4,13 @@ Session memory for durable decisions, state, and gotchas. Keep concise, remove o
 
 ## Decisions
 
+- **Local-only reference override (2026-11-03, owner decision):** for development-only photo
+  research the licence gate does **not** apply. Downloads for this track live in `tmp/research/`
+  (gitignored) and may come from DuckDuckGo image search, street-view frames, neighbouring
+  properties and buildings across the street — never committed, never shipped, never used as a
+  committed asset. The moment a frame is promoted to `docs/screens/refs/<venue>/` it passes the
+  sidecar licence + privacy gate and `CREDITS.md`; the committed boards and the deferred Gaussian
+  splatting gate are unchanged. Tracked in `TODO.md` §3D model re-evaluation → A.
 - **Godot 4.7.2 `--import` gotcha (2026-11-03):** with a stale `.godot/` cache, `--import`
   (and `--editor --quit-after N`) scans new image files but never imports them — no `.import`
   files are created, and `preload()` of the new texture then fails to compile every dependent